Supervisory Review and Financial Performance of Commercial Banks in Kenya

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Date
2022
Authors
Jagongo, Ambrose
Mathina, Ruth
Wamugo, Lucy
Journal Title
Journal ISSN
Volume Title
Publisher
IJISRT
Abstract
The purpose of the study was to establish the effect of supervisory review on financial performance of commercial banks in Kenya. The study was founded on asymmetry information theory. Positivism research philosophy and casual research design were employed. The target population comprised of forty-three commercial banks from which a sample of thirty-eight commercial banks was selected using purposive sampling technique. Commercial banks which were actively operating and not under statutory management during the period of study were selected. Data for the period between 2013-2020 was extracted from the bank supervision annual reports and individual bank’s published annual reports using document review guide. Data analysis involved descriptive statistics and inferential analysis. The study conducted panel unit root test, multicollinearity test, normality test, heteroscedasticity test and autocorrelation test to avoid spurious results. The 5% significance level was used to test the research hypothesis. The panel regression findings showed that supervisory review had a positive significant effect on financial performance of commercial banks in Kenya. The conclusion of the study was that supervisory review explains the variation in financial performance of commercial banks in Kenya. Further, increase in supervisory review enhances financial performance. The study thus, recommends that commercial banks in Kenya should adhere to the prudential guidelines on supervisory review so as to enhance financial performance in the long run.
Description
Article
Keywords
Supervisory Review, Financial Performance, Commercial Banks
Citation
Wanjiru, M. R., Mathina, R., Jagongo, A., & Wamugo, L. (2013). Supervisory Review and Financial Performance of Commercial Banks in Kenya.