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Nexus between Financial Technology and Investment Decisions among Youths Involved in Sports Betting in Nairobi City County, Kenya
(EdinBurg, 2024-12) Kipkirui, Nahashion; Musau, Salome
AbstractPurpose:Increased access to technology and the widespread use of technology devices in Africa have created new opportunities for sports betting that were not previously available.Sport betting has taken off among Kenya’s youth population, who are mostly sports lovers. Poor investment decisions among the youths have led to these youths suffering huge losses.This study aimed to ascertain how financial technology influences the investment choices made by young people in Nairobi City County, Kenya who bet on sports. This study aimed to specifically investigate how data-based services, mobile services,anddigital platforms affect the decisions of young people who bet on sports. Methods:Prospect theory, technological acceptance theory, and heuristic theory applications were used to support this study. The study employed a descriptive research designand target population was 302,540 young people who wager on sports. In this study, 384 young people were sampled using a basic random sampling technique. Primary data was collected using a questionnaire and analyzed using correlation and regression analysis. Results:The study foundthat among young people who bet on sports, data-based services, mobile services, and digital platforms had a positiveand significant impact on investment decisions. Conclusion:The study concluded that financial technology has a significantly positive effect on investment decisions among youths involved in sports betting in Nairobi City County, Kenya. It is imperative for policymakers overseeing sports betting organizations to establish laws that facilitate the establishment of social media accounts by betting companies that effectively and efficiently disseminate information about sports bets.The government needsto lower the data subscription charges to allow the youths to place their bets.The management of sports betting organizations should keep funding mobile money technologies.
Perceived Need for Autonomy Satisfaction as A Predictor of Transition among Form two Students in Kisii County, Kenya
(IJSSER, 2024-12) Njoroge, Felicita Waithira; Mutweleli, Samuel M.; Nguno, Susan N.
Poor transition may affect greatly learners especially as they move from primary to secondary school subsequently achieving low academic outcome. This in turn might affect their life career paths within and after school. The study focused on one psychological factor namely; Autonomy need for satisfaction ( ANFS) among learners in secondary schools. The purpose therefore was to examine the relationship between students’ need for autonomy satisfaction and transition among students in Kisii County. The study was guided by Deci and Ryan (2002) Psychological needs Satisfaction theory of Psychological Needs Satisfaction. Using a predictive Correlational research design the study population was 12462 Form two students across public secondary schools in Kisii County. The sample population was 405 students (167 male) (238 female) selected from 135 schools through purposive sampling, proportionate sampling, stratified sampling and simple random sampling techniques. A five-subscale questionnaire with a reliability coefficient of α = .96 was employed to gather participants’ data The test-retest technique was adopted to test for the reliability of the instruments, where the instruments were administered twice to the same participants, allowing a two-week interval between the two administrations. To establish the internal reliability of the instruments, the researcher used the Cronbach alpha coefficient (α). Data analysis was done using SPSS and descriptive statistics, using means and standard deviations. Pearson's Product Moment Correlation Coefficient was adopted to obtain the link between psychological needs satisfaction Autonomy and students' transition. Analysis of Variance (ANOVA) was adopted to obtain the means and standard deviations of transition and psychological needs satisfaction. Multiple regression was used to analyze the relationship between psychological needs satisfaction and transition. Central measures of tendency, frequent counts and distributions variability were utilized as descriptive statistics and correlation coefficient statistics as inferential statistics. Results indicated that there is a relationship between students’ autonomy and transition. (r (403) =0.40, p recommended need for school administrators to strengthen school programmes that would build students’ autonomy need satisfaction. The study further recommended the need for parents to inculcate autonomy among students right from childhood.
Levels of Cadmium, Copper, and Lead in Soils and Cassava Tubers Grown in Machakos County, Kenya
(Applied and Environmental Soil Science, 2024-08)
Seroprevalence of Anti-SARS-CoV-2 IgM and IgG and COVID19 Vaccine Uptake in Healthy Volunteers in Nairobi, Kenya: A Cross-Sectional Study
(Frontiers in Virology, 2024-11) Otindo, Agnes Muhonja; Ndombi, Eric M.; Theuri, Martin; Muturi, Margaret; Thamaini, Peris; Ogutu, James; Onsongo, Lister; Madete, June K.; Ofula, Victor; Gitau, Samuel; Mwangi, Gladys; Okemo, Paul
Introduction: Seroprevalence of anti-severe acute respiratory syndrome
coronavirus 2 (anti-SARS-CoV-2) antibodies in the postvaccination period in
Kenya remains to be elucidated. This study aimed to determine the
seroprevalence of anti-SARS-CoV-2 IgM and IgG and evaluate Covid-19
vaccination uptake in a university setting in Nairobi.
Methods: This cross-sectional study assayed serum anti-SARS-CoV-2 IgM and
IgG levels using enzyme-linked immunosorbent assays. A structured
questionnaire was used to determine vaccine uptake, vaccine hesitancy and
reasons for hesitancy.
Results: A total of 189 participants were enrolled (median age, 21 years; female,
50.8%). The seroprevalence of anti-SARS-CoV-2 was 12.7% for IgM and 87.8% for
IgG. Anti-SARS-CoV-2 IgG titers were higher among the vaccinated vs. nonvaccinated individuals (p < 0.001, U = 2817.5), females vs. males (p = 0.024, U =
3616), and those vaccinated ≤ 6 months before the study vs. those vaccinated >1
year earlier (p = 0.002, H = 12.359). The vaccination hesitancy rate was 43.4% and
the underlying reasons included mistrust (22.4%), health concerns (19.7%), and
lack of information (18.4%).
Discussion: The high seroprevalence of anti-SARS-CoV-2 IgG is an indication of
high exposure to SARS-CoV-2 either through natural infection or through
vaccination. The high vaccine hesitancy noted necessitates community
engagement, and public education to dispel myths and misinformation prior to
roll out of new vaccines and other health interventions.
Risk Management Practices and Financial Performance of Commercial Banks in Kenya
(International Journal of Scientific and Research Publications, 2024-12) Kithandi, Charles Katua; Kithandi, Dennis Katisya
In the contemporary world risk management and financial performance in financial institutions especially commercial banks has gained momentum. Using KCB, this study investigated the effects of risk management techniques on the financial performance of commercial banks. The study was informed by network theory, expectation theory, and enterprise risk management theory. The study employed descriptive research design. The study's population consisted of 460 management personnel from KCB Headquarters and its Nairobi County branches. The target group consisted of 46 middle and upper-level managers from KCB in Nairobi County. Since the study's target population was so small, a census technique was employed. The study employed a semi structured questionnaire to collect data. The data collection tool's validity and reliability were assessed. Both descriptive and inferential statistics were computed using SPSS Version 27.0. The moral implications were considered. The results showed a strong positive relationship between organizational effectiveness and risk transfer. Furthermore, it was shown that risk avoidance contributed very little to the success of the company. Nevertheless, it was found that risk control had very little negative effect on the functioning of the company. Furthermore, it was discovered that risk retention considerably increased organizational performance. Lastly, government regulations had no impact because the association between the predictors and response variable remained same. The report recommended that KCB should put in place robust risk transfer and retention policies in order to enhance organizational financial performance. In order to safeguard banks from risks related to the banking sector, the report also recommended that the Central Bank of Kenya offer policy interventions in the form of strategic risk management technique.