Formal Conditions that Affect Agricultural Credit Supply to Small-scale Farmers in Rural Kenya: Case Study for Kiambu County

dc.contributor.authorNyairo, N.M.
dc.contributor.authorNjuguna, Edward
dc.date.accessioned2015-04-08T11:55:24Z
dc.date.available2015-04-08T11:55:24Z
dc.date.issued2015
dc.description.abstractCredit is an important factor in agricultural production especially to small holder agriculture. This study was to establish the effect of formal lending conditions that affect the supply of agricultural credit to farmers such as interest rates and collateral requirements. The study adopted a descriptive research design and target population was the Credit managers and loan officers in four Kenya Commercial Bank (KCB), Equity bank, Family bank and Cooperative bank banks in Gatundu South. The study used a simple regression model to establish that the credit agricultural credit access is still affected by the aforementioned conditions. From the study, policy recommendations were public education on the effects of interest rates. Banks should come up with products that suits small scale farmers’ needs such as group lending, affordable mode of payment that will attract farmers to borrow agricultural crediten_US
dc.identifier.citationInternational Journal of Sciences: Basic and Applied Research (IJSBAR) (2015) Volume 20, No 2, pp 59-66en_US
dc.identifier.issn2307-4531
dc.identifier.urihttp://gssrr.org/index.php?journal=JournalOfBasicAndApplied&page=article&op=view&path%5B%5D=3471&path%5B%5D=2151
dc.identifier.urihttp://ir-library.ku.ac.ke/handle/123456789/12457
dc.language.isoenen_US
dc.publisherGlobal Society of Scientific Research and Researchersen_US
dc.subjectagricultural crediten_US
dc.subjectcollateralen_US
dc.subjectinterest ratesen_US
dc.subjectbanksen_US
dc.subjectsmallholderen_US
dc.titleFormal Conditions that Affect Agricultural Credit Supply to Small-scale Farmers in Rural Kenya: Case Study for Kiambu Countyen_US
dc.typeArticleen_US
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