Credit Risk Management and Performance of Loan Portfolios among Saccos in Kisumu County, Kenya

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dc.contributor.authorToroitich, Jerop
dc.contributor.authorOmagwa, Job
dc.date.accessioned2018-01-09T13:24:34Z
dc.date.available2018-01-09T13:24:34Z
dc.date.issued2017
dc.descriptionResearch Articleen_US
dc.description.abstractThe purpose of this study was to determine the effect of credit management on performance of loan portfolios among SACCOS in Kisumu County, Kenya. The study sought to determine the effect of credit risk identification, risk analysis, risk monitoring and control and credit approval on performance of loans portfolio among SACCOs in Kisumu Kenya.Descriptive research design was used. The sample size was 56 credit managers in the deposit taking SACCO’S who were selected using purposive sampling. Data collected was analyzed using descriptive statistics that will yield tables, charts, mean and standard deviation that was used to give meaning to the data collected. The study found a positive and statistically significant effect of credit risk identification, credit risk analysis, credit risk monitoring and credit approval on performance of loan portfolios of the SACCOs studied. Hence, the study concludes that much effort should be directed to credit risk management to achieve improvement in performance of the loan portfolios. The study therefore recommends that all SACCOs understudy should identify their credit risk, perform credit risk analysis, perform credit risk monitoring and control and perform approve credit so as to improve their loan performance. The Study finally suggested further studies on the credit risks management on performance of loan portfolios among banks in Kenya.en_US
dc.identifier.citationThe International Journal Of Business & Management Vol 5 Issue 11 November, 2017en_US
dc.identifier.issn2321–8916
dc.identifier.urihttp://ir-library.ku.ac.ke/handle/123456789/18104
dc.language.isoenen_US
dc.publisherGlobeedu Groupen_US
dc.subjectCredit risk managementen_US
dc.subjectPerformanceen_US
dc.subjectLoan portfolioen_US
dc.subjectSACCOen_US
dc.titleCredit Risk Management and Performance of Loan Portfolios among Saccos in Kisumu County, Kenyaen_US
dc.typeArticleen_US
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