Performance Analysis of Debit Card Services on Deposit-Taking SACCOs’ Financial Performance: A Case of Kenya

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dc.contributor.authorMugo, David Muchangi
dc.contributor.authorMuathe, Stephen M. A.
dc.contributor.authorWaithaka, Stephen Titus
dc.date.accessioned2019-10-04T05:52:36Z
dc.date.available2019-10-04T05:52:36Z
dc.date.issued2019
dc.descriptionResearch Articleen_US
dc.description.abstractThe Co-operative Bank of Kenya has partnered with Deposit-Taking Savings and Credit Cooperative Societies (SACCOs) in Kenya to allow their members access to Co-operative Bank automated teller machines (ATMs) via Saccolink debit cards. However, the adoption and utilization of debit cards has opened financial institutions to fraud associated with the use of debit cards for transactions on automated teller machines and point-of-sale terminals. Given this limitation, this study sought to investigate the effect of Saccolink debit card services on the financial performance of Deposit-Taking SACCOs in Kenya. Through a combination of agency, information systems success models, and task-technology fit theories to explain financial performance, the study found a positive effect of Saccolink debit card services on the financial performance of Deposit-Taking SACCOs in Kenya. The study therefore recommends continued utilization of Saccolink debit cards and an enhancement of their features within the Deposit-Taking SACCOs in Kenya.en_US
dc.identifier.citationMugo, David Muchangi Dr; Muathe, Stephen Dr; and Waithaka, Stephen Titus Dr (2019) "Performance Analysis of Debit Card Services on Deposit-Taking SACCOs’ Financial Performance: A Case of Kenya,"The African Journal of Information Systems: Vol. 11 : Iss. 2 , Article 3.en_US
dc.identifier.urihttp://ir-library.ku.ac.ke/handle/123456789/19737
dc.language.isoenen_US
dc.publisherKennesaw State Universityen_US
dc.subjectDebit Cardsen_US
dc.subjectSacoolinken_US
dc.subjectSACCOen_US
dc.subjectFinancial Performanceen_US
dc.subjectInformation Systemsen_US
dc.titlePerformance Analysis of Debit Card Services on Deposit-Taking SACCOs’ Financial Performance: A Case of Kenyaen_US
dc.typeArticleen_US
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