Factors Hindering Access to Credit Facilities among Small and Medium Enterprises in Kenya Case of SMEs in Kitengela, Kajiado District
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Date
2005
Authors
Obonyo, Bonareri Margaret
Journal Title
Journal ISSN
Volume Title
Publisher
Kenyatta University
Abstract
This project discusses the factors that hinder the access to credit facilities among
Small and Medium Enterprises in Kitcngela. Kajiado District with the main focus on the
lending policies of both the informal and the formal financial institutions in Kenya.
Chapter one highlights the role of SMEs in economic mobility of countries and
underscores the value of accessing credit in facilitating and enabling the SMEs meet their
core economic and social roles. The background information of the subject under study is
highlighted
Chapter two discusses and reviews relevant literature that micro-finance authorities and
academics have recorded with regard to credit access by SMEs in Kenya and the world
over. It also gives the conceptual framework for the study.
Chapter three covers the research methodology that was used in executing the project.
The survey design was used in executing the study. Stratified sampling was utilized in
selecting the samples from which data was collected. Interviews and questionnaires were
the main data collection instruments for the research. Regression modelling was utilized
in the Statistical Package for Social Scientists (SPSS) programme to identify the factors
that determine access to credit facilities
Chapter four covers data analysis and presentation of the results.
Chapter five covers the conclusion and recommendation from the research finding.
Description
A Research Project Submitted In Partial Fulfillment of the Requirements in the Award of the Degree of Master in Business Administration of Kenyatta University, August 2005