Financial Inclusion Tools and Profitability of Selected Commercial Banks in Kenya
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Date
2018
Authors
Mokaya, Reuben Ndege
Omagwa, Job
Journal Title
Journal ISSN
Volume Title
Publisher
International Journal of Scientific and Education Research
Abstract
This study investigates the influence of using a Web-Based Learning Environment as an
enhancing agent to support university-level students self- regulated learning (SRL) strategies as
they work through their learning process. The aim was to help them adopt a consistent approach
to their learning practice (self-regulation), to foster a realistic appraisal of their met a cognitive
strategies strengths and weaknesses (self-judgment), and to examine the relationship between
self-initiated processes and students’ overall performance. The study adopted Zimmerman and
Tsikalas [1] computer-based learning environments self-regulation three-phase model as a basis
for Self-Regulated Learning in e- portfolio courses. Using a non-equivalent pre-/post- test quasiexperimental research design, 127 male students from King Khalid university departments of
Mathematics (51 students) and English Language (76 students) were recruited during the first
semester of 2012 academic year. A mixed methodology was used consisting of an online
questionnaire, artifacts, online tracking data, and interviews in order to collect relevant data.
These findings suggest that e-portfolio software, by facilitating both working on tasks, and the
provision of regular peer and teacher feedback on tasks, has the potential to encourage a
significant improvement in students SRL and met a cognitive strategies as well as their
performance.
Description
A research article published in International Journal of Scientific and Education Research
Keywords
Financial inclusion Tools, Profitability, Commercial Banks, Automatic Teller Machines, Agency Banking and Mobile Banking
Citation
Mokaya, R. N., & Omagwa, J. FINANCIAL INCLUSION TOOLS AND PROFITABILITY OF SELECTED COMMERCIAL BANKS IN KENYA.