Non-Performing Loans and Financial Stability of Deposit Taking SACCOS Regulated by SASRA
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Date
2021
Authors
Ntoiti, Rahab
Jagongo, Ambrose
Journal Title
Journal ISSN
Volume Title
Publisher
International Peer Reviewed Journal and Book Publishing
Abstract
Purpose: The study sought to investigate the effect of non-performing loan on financial stability of deposit taking SACCOs in Kenya.Materials andMethods: The studyadopted a desktop methodology. Desk research refers to secondary data or that which can be collected without fieldwork. Desk research is basically involved in collecting data from existing resources hence it is often considered a low cost technique as compared to field research, as the main cost is involved in executive’s time, telephone charges and directories.Thus, the study relied on already published studies, reports and statistics. This secondary data was easily accessed through the online journals and libraryResults: Nonperforming loans and their effect on the financial stability of SACCOs using have not been adequatelyfeatured in any of the studies reviewed. This leaves a gap that needs to befilled.SACCOs play a very vital role in the financial intermediation in the Kenyan economy and their uniqueness in operations. This study will therefore focus on filling this gap.Unique contribution to theory, practice and policy: the study findings of this study will assist the regulators of Sacco’s SASRA to formulate stringent policies to tame the rising cases of non-performing loans.The findings of this study will be useful to SACCOs within Nairobi County in evaluating how effective their approach to managing NPLs has been. This will enable them to identify the gaps in their management of NPLs and adjust accordingly.
Description
A research article published in International Journal of Finance and Accounting
Keywords
Non-Performing Loan, Financial Stability, Deposit Taking Saccos
Citation
Ntoiti, R., & Jagongo, A. (2021). NON-PERFORMING LOANS AND FINANCIAL STABILITY OF DEPOSIT TAKING SACCOS REGULATED BY SASRA. International Journal of Finance and Accounting, 6(2), 29 – 39. https://doi.org/10.47604/ijfa.1408