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Soil Conservation Technologies for Sustainable Crop Production in Kipkelion, Kericho County, Kenya
(European Journal of Education Studies, 2025) Cherono, Bett Maureen
Kenya depends on agriculture to feed its entire population, with maize as its staple food. However, this has been affected by increased climate change, evidenced by erratic rainfall, which has a direct effect on soil sustainability. This paper investigates soil conservation technologies for sustainable crop production in Kipkelion Constituency, Kericho County, Kenya. A cross-sectional research design using a descriptive approach was used in addressing the research question. The study targeted 394 respondents who included farmers, agricultural extension officers, and county officials, from whom data was collected through questionnaires, observation, and focus group interviews. Out of 394 questionnaires, 350 were returned for analysis. Data was processed using the Statistical Package for Social Science (SPSS), with descriptive and inferential statistics used to interpret results. From the study findings, the most commonly adopted soil conservation technique was strip cropping, with 56.6% of farmers showing a likelihood to practice it, while the least used method was no-tillage, with 64% of farmers indicating an unlikelihood to adopt this practice. Other techniques included improved tillage, conservation agriculture, and terracing. Legislative structures had a significant positive impact on the adoption of these technologies, as shown by a multiple regression analysis (F = 78.745, p = 0.000). The study noted a challenge of high investment costs and lack of technical support that necessitates greater involvement of agricultural extension officers to help farmers adopt soil conservation methods effectively. The study emphasizes the need for increased governmental and institutional support in promoting soil conservation practices, particularly by providing financial and technical assistance to farmers.
Credit Risk Management and Profitability of Commercial Banks in Nairobi City County, Kenya
(International Academic Journal of Economics and Finance, 2025-03)
The connection between credit risk management and profitability in Kenyan commercial banks is a significant issue, as the financial health and profitability of these institutions have been adversely affected by elevated non-performing loans. Thorough credit assessments and strong risk mitigation strategies are necessary for preventing defaults and maintaining stability; however, they can also result in decreased lending and lower revenue from interest income. The Kenyan banking sector faces a delicate balance between managing credit risk and maintaining profitability, which is further complicated by the country's fluctuating economic growth rates and political uncertainties that can exacerbate credit risk, leading to higher provisions for loan losses and reduced profitability. Lending remains the main purpose of commercial banks, making it the main cause of credit risk. Therefore, it is crucial for banks to reduce their exposure to credit risk in order to ensure their continued operation. The aim of this research was to analyse how credit risk management impacts the profitability of commercial banks in Nairobi City County, Kenya. Its main goal is to determine how credit approval, collateral policies, credit limitations, and solvency impact the profitability of commercial banks in Nairobi City County, Kenya. It was based on four theories: adverse selection theory, asymmetric information theory, credit risk theory, and lending credibility theory. Descriptive research design was utilized. The target group consisted of the 38 commercial banks located in Nairobi City County of Kenya according to the Central Bank of Kenya Report (2023). A census was conducted due to the population being fewer than 100 individuals. A questionnaire was used to collect primary data, while a data collection sheet was used for secondary data. The analysis was assisted by a multiple regression model. Various assessments were conducted, such as autocorrelation, heteroskedasticity, multicollinearity, normality, and stationarity tests. Data analysis involved the use of descriptive statistics as well as multiple regression analysis. The findings revealed significant insights into the components of credit approval, with borrower character and collateral being crucial factors. Regarding collateral policies, a strong belief in the link between asset quality and profitability emerged; highlighting that high-quality collateral enhances bank profitability. In terms of credit restrictions, there was a strong consensus on the importance of borrower payment history in determining credit eligibility, with stringent restrictions seen as a means to improve profitability by reducing default risks. The study concluded that that effective credit approval processes significantly enhance the profitability of these banks. Given the positive effect of credit approval on profitability, it is recommended that the management of commercial banks implement comprehensive credit approval processes that rigorously assess borrower character and financial history. While this study examined the impacts of credit approval, collateral policies, credit restrictions, and solvency on profitability, future research could investigate the interaction effects of these factors in greater detail.
Relationship between Dispositional Optimism and Academic Achievement of Form Two Students in Nyandarua County, Kenya
(Nextgen Research Publication, 2024-09) Kamau, Anne; Kinai, Theresia; Mugambi, Doyne
Persistent poor academic achievement in national examinations among pupils from public primary schools in Nakuru County has been considerably unsatisfactory and detrimental to the learners due to loss of educational and life rewarding opportunities. Educational research within the county with regard to the consistent huge failure rate in the past decade has majorly attributed the huge failure to school-related environmental factors. This is while little attention has been paid to psychological domains of the learners in this county. To address the continuous decline in performance, the study focused on dispositional optimism, an individual difference variable, that is considered to be key in influencing academic achievement of learners. The study was based on dispositional optimism theory. The study adopted convergent parallel mixed research design. The target population was 50750 standard eight pupils enrolled in all the 747 public primary schools in the county while the accessible population was 1364 class eight pupils from 16 public primary schools. The study sample comprised of 400 standard eight pupils selected from 16 public primary schools. Stratified and simple random which are probability sampling procedures and purposive sampling which is a non-probability sampling procedure were used in the selection of the schools and the participants. Questionnaires and interview guide were used to collect data. A pilot study was conducted among 30 class eight pupils to establish the validity and reliability of the research instruments. The study used both descriptive and relevant inferential statistical procedures to analyze the data. The results showed that dispositional optimism and academic achievement had a moderate, positive and significant correlation, r (366) = .31, p < .05. Qualitative results also revealed that high dispositional optimism was associated with high academic achievement and vice versa. The study recommends that teachers should be encouraged to build the capacity of the pupils in the primary schools so that they can be more optimistic in their academic endeavors for better achievement in academics.
Transforming Kenya’s Addressing Landscape: Use Case Models Approach to a Responsive National Addressing System
(Frontiers in Sustainable Cities, 2025-04) Kipkemoi, Isaac; Ngare, Innocent Osoro
The rapid urbanization and population growth in Kenya highlight the need to revive the National Addressing System (NAS). This study aims to examine address systems across the globe, focusing on countries known for their efficient addressing infrastructures, such as the USA, UK, Japan, Switzerland, and Germany, and compare them to the currently used system in Kenya. Additionally, we critique the format proposed by NAS and use this knowledge to build conceptual models of a responsive NAS. Beyond conducting a simple survey of best practices, our objective is to extract the underlying principles and intricacies that lead to the success of these models. Drawing on this extensive global knowledge, our research aims to propose a detailed conceptual framework specifically designed to address the unique attributes and challenges that characterize Kenya’s dynamic addressing landscape. By combining global insights with local needs, this paper advocates for a NAS that goes beyond traditional boundaries, aligning with international standards while promoting adaptability and resilience in response to the ever-changing urban fabric of Kenya.
Prevalence and Endoscopic Findings of Helicobacter pylori Infection among Dyspeptic Patients in Kenya
(Scientific Research Publishing, 2020-12) Mwangi, Catherine N.; Njoroge, N. Stephen; Rajula, Allan; Laving, Ahmed; Rose, Kamenwa; Smita, Devani; Andrew, Nyerere; Gunturu, Revathi
Background: Helicobacter pylori is the most common cause of chronic human
infections worldwide with the highest reported prevalence in Africa. It is
associated with numerous upper gastrointestinal diseases such as gastritis,
peptic ulcers, and gastric cancer. Endoscopic findings in the stomach usually
associated with Helicobacter pylori infections include gastritis and gastro-
esophageal reflux disease (GERD), however, these findings are suggestive
but not diagnostic of Helicobacter pylori infection. Methods: This was a
prospective study conducted between January 2018 and February 2019 at the
Aga Khan University Hospital where dyspeptic patients scheduled for gastroduodenoscopy
were enrolled. These patients were evaluated for Helicobacter
pylori infection by rapid urease test, culture and histopathology. Diagnostic
findings and patient history collected from medical files were documented
and data analyzed. Results: A total of 487 dyspeptic patients undergoing
esophagogastroduodenoscopy (EGD) were enrolled in the study and
199 dyspeptic patients were positive for Helicobacter pylori infection. The
prevalence was 54.6% in males and 45.4% in females (p = 0.1546. The most
common clinical indication and endoscopic findings were heart burn (25.2%)
and gastritis (53.7%). Histopathology revealed that 86.1% of the dyspeptic patients
had chronic active gastritis (p < 0.005) and 52.8% of them had H. pylori
infection. Conclusions: Classical endoscopic findings such as GERD are not
always indicative of H. pylori infection as its association with H. pylori infection was not statistically significant in this study.